Which bureau does citibank use

Congrats on your Citi AA Approval. Congratulations on your approval! I'm not sure if it has changed recently, but as long as you see the SP language, you should be good. I believe they'll warn you if it's a HP. Skip Navigation. Forum Topics. Sign In Help. Turn on suggestions. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Showing results for. Search instead for. Did you mean:. Which bureau does Citi Pull from for their CC?

Established Member. Labels: App Spree. Message 1 of All forum topics Previous Topic Next Topic. The number next to the acronym represents the number of data points we have. In total we have data points sourced from the Credit Boards Credit Pull page.

Of those applications:. If you have a frozen report with Citibank , they are unwilling to pull a different report unless that report is Experian.

You can give them a PIN to access the report they want to pull, allowing you to keep that report frozen. Citibank will mostly use your Experian report — with Equifax also being quite likely. In rare cases they will pull your TransUnion report instead. In Colorado, I believe that if you already have a Citi card and while applying for the new card, if you login first during the application process, it pulls Equifax.

Otherwise they pull Experian, that is just a hypothesis based on my two credit applications. In Arkansas, just approved for Citi Premier card and they pulled Transunion only. Very surprised. Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

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